| 9/1/2012 | Chattanooga | 13 | at | South Florida (3-9) | 34 | at BigE | ||
| 9/8/2012 | Chattanooga | 24 | at | Jacksonville State (6-5) | 27 | at OVC | ||
| 9/13/2012 | Glenville State (6-5) | 0 | at | Chattanooga | 35 | WVIAC (D2) | ||
| 9/22/2012 | Appalachian State (8-4,6-2) | 34 | at | Chattanooga | 17 | |||
| 9/29/2012 | Chattanooga | 28 | at | The Citadel (7-4,5-3) | 10 | |||
| 10/13/2012 | Chattanooga | 31 | at | Furman (3-8,2-6) | 10 | |||
| 10/20/2012 | Samford (7-4,5-3) | 13 | at | Chattanooga | 20 | |||
| 10/27/2012 | Georgia Southern (10-4,6-2) | 39 | at | Chattanooga | 31 | OT | ||
| 11/3/2012 | Chattanooga | 45 | at | Western Carolina (1-10,0-8) | 24 | |||
| 11/10/2012 | Chattanooga | 13 | at | Wofford (9-4,6-2) | 16 | OT | ||
| 11/17/2012 | Elon (3-8,1-7) | 17 | at | Chattanooga | 24 |
| vs Chattanooga | vs Other Opponents | Chattanooga compared to OOs | |
| Record: | 5-6 | 58-59 | |
| Points Scored: | 20.36 | 28.06 | 7.70 |
| Points Allowed: | 25.55 | 27.32 | -1.77 |
| Margin: | -5.19 | 0.74 | 5.93 |
| Total Points: | 45.91 | 55.38 | -9.47 |